Professional Funding Solutions
We are committed to helping you gain access to additional working capital when you need it most. Discover our wide range of working capital solutions and pre-qualify online in a matter of minutes.
Innovative Business Funding provides small business loan alternatives to small business owners. Whether you’re starting up or already operating, we offer flexible funding programs designed to help you grow. We fund all types of businesses, including those who do not qualify for traditional bank loans due to bad credit, limited credit history, high risk designation or any other reason.
Merchant Cash Advance
Merchant Cash Advances (MCA’s) are otherwise known as a purchase of future receivables and are one of the quickest ways to obtain financing.
Business Line of Credit
Provides a flexible option for business capital and only charging you for what you use.
Employee Retention Credit
Claim your tax refund from the government. No payback on the funds you receive.
Equipment Financing
Allows you to acquire the equipment you need, without plucking from your cash reserves.
Real Estate Financing
Helps businesses secure financing for their commercial property needs.
Term Loan
Provides larger-scale growth capital at lower interest rates and longer repayment terms.
SBA Loan
Helps businesses get access to working capital while partially guaranteed by the government.
Invoice Factoring
Allows you to convert your unpaid customer invoices to immediate cash advances.
Credit Monitoring & Soft Pulls
Our partners allow you to pull your credit report and monitor your credit to apply for funding.
Flexible Qualification Requirements
Whether you're starting up or already operating, we offer flexible funding programs designed to help you grow.
Faster Application & Approval Process
We know time is of the essence. Our online application process is straightforward & simple.
Perfect Credit is Not Required
Our bad credit business loan alternatives are designed with payment structures that put minimal strain on cash flow.
Same Day Funding Available
From the moment your paperwork is complete, you can expect to receive funds in as little as 24 hours.
Our Process
Pre-Qualify Online
To get prequalified, follow the "Apply Now" button and submit some basic business information.
Same Day Approval
An advisor will reach out to you within 24 hours (during regular business hours) to complete your application and discuss your business funding options.
Get Funded
Upon approval and accepting the offer, funds are deposited directly into your business bank account so you can use the money immediately.